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Buy to Let Mortgages - US

Are you looking for a Buy to Let Mortgage?  Find Low Interest Buy to Let Mortgages.

Simply enter your zip code in the box on the left for instant quotes.

Buying a property to let can benefit the private landlord in two ways. Firstly, it can provide a stream of income. Secondly, many Buy to Let landlords purchase property because of the potential for long-term accumulation of capital growth.

There are 3 main differences in buy to let mortgages:

  • Rent Potential - the decision as to whether or not a mortgage will be offered is usually based on the rent you will earn as well as your income. In some cases your income is not ever considered.

  • Interest Rate - buy to let mortgages have slightly higher interest rates.

  • Larger Deposit - typically a minimum of 20% or 25% of the property's value is required as a deposit.

Remember it is worth shopping around for a buy to let mortgage and comparing the different mortgage interest rates to find the right deal for you.  Use our free Mortgage Calculators to work out repayments and compare the different mortgage interest rates.


Buy to let mortgages have become an increasingly popular investment. A buy to let mortgage allows to create an earnings stream from rental income. At the same time, buy to let mortgages offer exposure to the housing market, allowing you to benefit from any capital gain in the value of your rental property.

So why would you want to be a landlord? The simple reason is because buying property which you then rent out can provide you with a regular income, not to mention the potential for capital growth in the medium to long term. Many people are investing in a buy to let property as a pension - the monthly rent may be a useful supplement to other retirement income or the property could be sold and the proceeds used as a nest-egg.

However, buying to let is certainly not a get-rich-quick scheme. Remember that you are investing in an asset that has "low liquidity". This means you won't be able to get your capital back out in a hurry if you need it fast. Investing in rental property may make sense as a part of a broader investment portfolio and you may wish to take independent financial advice about how a buy-to-let property would sit in your portfolio.

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