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Graduate Loans - UK

Sherlochs Offers Information & Advice on Finding The Very Best Graduate Loans.  Compare Graduate Loan rates from different lenders.

Don't confuse Graduate Loans with student loans. The banks will target graduates heavily with slick ads that come over all friendly (need a new suit for your first job? We can help.)

But be warned that some Graduate Loan lenders are attempting to trick you into joining their satanic cult. It may be fun at first but you'll probably find it difficult to get away from when it gets boring.

The interest rate for graduate loans is usually lower than normal. But the sting is in it's subtle rise, creeping up until you're paying through the nose. As with any loan, make sure you read the small print before signing on the dotted line.  Compare different Graduate Loan lenders before you decide on one particular company.  An initial low interest rate is not always prudent in the long run.  Use Our Free Loan Calculators to Compare different loans.

There are a number of companies who offer highly competitive Graduate Loans .  Remember it is Worth Shopping Around to find the very best Graduate Loan!


Some lenders will encourage you to include student loans and overdrafts in your Graduate Loans. Before you include these items in a graduate loan it’s important to compare interest rates and repayment terms to determine the best option for you. Student loans often have lower interest rates than graduate loans so it doesn’t make sense to consolidate them. On the other hand, overdrafts that were interest-free while you were a student may start incurring interest charges shortly after you graduate. Depending on the interest rate, you may or may not want to include them as part of your debt consolidation.

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