Motorcycle Insurance
- UK
Sherlochs can help you to find Cheap Motorcycle,
Moped or Scooter
Insurance. Today's Top Motorcycle Insurance
Policies. Motor Bike Insurance at Affordable Prices.
One potentially big mistake is buying
a motorcycle only to find out that either: Insurance
is very expensive for it, or Insurance isn't
available! Always check before you but any
motorcycle to see how much your motorbike insurance
will be. The model make and year of your motorbike
can make a huge difference on motorbike insurance.
It is best to check
with your existing insurance company to see if they
cover motorcycles. Not all insurance companies will
insure motorcycles, or if they do they may not give
you a competitive price. It is always best to shop
around for the best rates before you commit
yourself.
There are
a number of companies who offer competitive Motorcycle
Insurance. Compare online motorcycle insurance
quotes now.
If you want to ride your mate’s
bike, you need to make sure that your policy
provides this entitlement. But remember, if you are
using your "Riding other Motorcycles" extension,
this only provides Third Party Only cover. Ditto for
carrying a pillion. You no longer need a Green Card
for riding in Europe and some policies include 90
days free European cover, but check before you
travel. If you want to insure more than one bike,
it’s usually cheaper to set up a multi-bike policy.
You’ll be asked to insure one machine as the main
bike and pay an additional fee for each
supplementary bike (sometimes up to a total of
four).
The second golden rule is to be
honest. It’s tempting to stretch the truth but it’s
not worth the risk because you could end up in an
unfortunate situation in the event of a claim. Even
so, make the most of every factor that stands in
your favour. For once, old age is a good thing and
riding experience is rewarded. Your bike’s group
dictates how much it’ll cost to insure. The
categories are supposedly based on value, power,
rarity and age, but they often seem illogical so
don’t get caught out. Value is also taken into
account, so there’s very little point exaggerating
how much your bike is worth. The broker will ask
where you live because every postcode is risk-rated
according to accident and theft statistics. Storing
your bike in a brick garage gets you brownie points,
as does a Thatcham-approved alarm and/or
immobiliser.
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